Mortgage CD Auditing Team Lead in CD Audit Review Post-Closing Department in Houston, TX at Cornerstone Home Lending, Inc.

Date Posted: 3/7/2018

Job Snapshot

  • Employee Type:
  • Location:
    Houston, TX
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:

Job Description

Cornerstone Home Lending is a unique top 10 national home lender, and we also work hard at creating a close-knit work-family. When you join our team, you're one of us. We put a lot of focus on cultivating a healthy and happy corporate culture -- a family you'll want to be a part of for many years to come.

What we're doing right: We have a reputation of amazing service, customer satisfaction, on-time closings, and team member retention and happiness. 

•       We're true to our word. Our brand is known for on-time closings -- a key core conviction of Cornerstone.

•       We're all about our customers. Our customers nationally rate their experience with Cornerstone at a score of 95, six points higher than all competitors! 

•       We're all about our work-family. Cornerstone has been recognized by Workplace Dynamics as a “Top 100 Workplace” for the seventh consecutive year. 

•       We have plenty of experience and credibility. March 1, 2017 marks Cornerstone’s 30th year in the residential lending business. We have successfully navigated our company through many industry cycles and changes in regulations.

What we believe in: Our mission is to use and improve on our God-given talents to make a difference in the lives of our team members, customers, shareholders, and the people who provide services to us. We employ more than 1,700 people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions.


Where you come in: We're a great company with great people, and we're looking for an experienced CD Auditing Team Lead in our Post-Closing Department, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team.

This professional will perform and oversee post-closing audits on CDs and should know lender paid credit and seller closing costs. 

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need to be able to:

•        At least four years of current, consistent mortgage post closing, CD knowledge and experience.

•        Review signed closing packages for accuracy.

•        Understanding fee tolerances, how to handle tolerance violations, when 3 day wait periods apply.

•        Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to:

o   Lender and seller credits are itemized

o   POC credits are itemized

o   Fees are listed in the correct sections

o   Fee entries are correct

o   Escrows set up properly

•        Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed.

•        Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent.

Job Requirements


•        At least 4 years of current, consecutive hands-on post closing, CD knowledge and experience.

•        Experience and extensive knowledge of new RESPA/GFE laws.

•        Clear focus on detail and ability to recognize inconsistencies in data/documents.

•        Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and:

•        Disclosure Documents (TIL, GFE, Right of Rescission, State-specific)

•        Ability to work in a “High Volume' environment.

•        Great work ethic.

•        Working with LoanSoft software a plus.

•        Detailed knowledge of:

o   FHA/VA/USDA Loan Documents

o   Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal)

o   Insurance Documents (Hazard, Flood, MI)

o   MDIA Disclosure timing and APR rules.

o   TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance.

o   Understanding of compliance, underwriting, origination, or processing roles.


What to do next: If Cornerstone Home Lending sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. It really feels like home.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

No agencies or third parties please.


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